Terms and Conditions

Last Updated: 10^th Nov, 2025

By accessing or using the Safe Debt Solutions website, forms, or online services (“Site”), you agree to these Terms and Conditions. If you do not agree, please stop using the Site.

1. Purpose of the Site

This Site provides information about debt resolution, debt consolidation, and financial education. Information is for general and educational purposes only.

Using the Site does not create a client relationship with Safe Debt Solutions.

2. Eligibility for Services

Eligibility for programs depends on:

• Debt type and amount
• Financial capacity to make program payments
• State of residence
• Verification of identity and information

We may refuse or discontinue services at our discretion.

3. Acceptable Use

You agree not to:

• Provide false or misleading information
• Attempt to access restricted systems
• Upload malicious software or code
• Use the Site for unlawful activities

Violation of these rules may result in denied access or account termination.

4. User Accounts

If you create an account:

• You must keep login information confidential
• You are responsible for all actions tied to your account
• Notify us immediately of unauthorized activity

We may suspend accounts for security reasons or misuse.

5. No Guarantees or Promises

Results vary based on individual financial situations, creditor cooperation, and participation.

Safe Debt Solutions does not guarantee:

• Debt reductions
• Creditor participation
• Increased credit scores
• Elimination of debt
• Any specific financial outcome

Testimonials or examples reflect individual results only.

6. Intellectual Property

All content on this Site—including text, graphics, images, downloads, and software—is owned or licensed by Safe Debt Solutions.

Users may not:

• Copy, reproduce, sell, or distribute materials
• Modify or reverse-engineer content
• Use company trademarks without permission

Personal, non-commercial use is allowed.

7. Third-Party Links

The Site may link to external websites. We are not responsible for:

• Their content
• Their offers or services
• Their privacy practices

Users should review those sites independently.

8. Communications Consent

By submitting contact information, you authorize Safe Debt Solutions to send:

• Calls
• Emails
• Text messages (SMS)
• Automated or prerecorded messages

You may opt out anytime where legally permitted.

9. Disclaimer of Warranties

The Site is provided “as is” and “as available.”
We do not warrant:

• Error-free operation
• Continuous access
• Accuracy of information
• Security of data transmission

Use of the Site is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Safe Debt Solutions is not liable for:

• Damages or losses arising from site use
• Service interruptions
• Unauthorized access to your information
• Decisions made based on Site information

Some states have laws that may limit these disclaimers.

11. Indemnification

You agree to indemnify and hold Safe Debt Solutions, its employees, and affiliates harmless from claims resulting from:

• Violation of these Terms
• Misuse of the Site
• Infringement of third-party rights

12. Governing Law

These Terms are governed by U.S. law and the laws of the state where Safe Debt Solutions operates.

13. Updates to Terms

We may update these Terms at any time. Updates will be posted with a new “Last Updated” date. Continued use of the Site means you accept the changes.

© [2025] Safe Debt Solutions. All rights reserved.